About PaycheckCalc
A free, accurate paycheck calculator covering all 50 U.S. states — built to answer the question every worker asks: "How much will I actually take home?"
Our Mission
Gross salary is a number on an offer letter. Take-home pay is what actually hits your bank account. The gap between those two numbers — federal income tax, state income tax, Social Security, Medicare — is substantial and confusing.
PaycheckCalc makes that calculation free, fast, and transparent. No account required. No upsells. Just accurate math using the current year's tax tables.
What We Cover
- →Federal income tax brackets (2026 IRS tables)
- →State income tax — all 50 states including flat rates, progressive brackets, and no-tax states
- →Social Security (6.2% up to $176,100)
- →Medicare (1.45% + 0.9% Additional Medicare Tax above $200,000)
- →Pre-tax deductions: 401(k), health insurance premiums
- →Multiple pay frequencies: weekly, bi-weekly, semi-monthly, monthly
- →Filing status: single, married filing jointly, head of household
Data Sources & Accuracy
Our tax tables are sourced from official government publications:
- →IRS Publication 15-T (Federal Income Tax Withholding)
- →IRS Rev. Proc. 2025-28 (2026 inflation adjustments)
- →Individual state revenue department publications for state tax rates
- →Social Security Administration for the FICA wage base
Calculations are estimates. Individual paychecks may differ based on employer withholding practices, local taxes, additional benefits deductions, or tax elections not covered by our calculator. Always consult a qualified tax professional for personalized advice.
Questions or Corrections?
Found an error in our calculations or have a feature request? We want to hear from you.
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