State comparison · 2024 tax year

New Jersey vs Florida
Paycheck Tax Comparison

Side-by-side take-home pay comparison on the same salary. See exactly which state puts more money in your pocket.

On a $100,000 salary, single filer
NJ
New Jersey
Progressive
Annual take-home$74,264
Per paycheck (bi-weekly)$2,856
State tax (annual)$4,246
Effective total rate25.7%
New Jersey Calculator →
Higher take-home
FL
Florida
No income tax
Annual take-home$78,509
Per paycheck (bi-weekly)$3,020
State tax (annual)$0
Effective total rate21.5%
Florida Calculator →
Annual take-home difference
+$4,246

Florida residents keep $4,246 more per year on a $100,000 salary.

Take-home pay at every salary level

New Jersey vs Florida — Full Comparison

SalaryNJ take-homeFL take-homeDifference
$60k$48,371$50,194+$1,824 FL
$75k$58,269$60,922+$2,653 FL
$100k$74,264$78,509+$4,246 FL
$120k$86,962$92,482+$5,520 FL
$150k$105,556$112,987+$7,431 FL
$200k$138,493$149,108+$10,616 FL

New Jersey vs Florida — FAQ

Is take-home pay higher in New Jersey or Florida?

On a $100,000 salary, Florida produces $4,246 more in annual take-home pay. Florida has no state income tax. The difference depends on your salary, filing status, and deductions.

How much state income tax do you pay in New Jersey vs Florida?

Florida has no state income tax. New Jersey uses a progressive tax system. On $100k, that's $4,246 in annual New Jersey state tax.

What factors should I consider beyond state income tax when moving?

State income tax is only one piece of the financial picture. Also consider: property taxes (vary widely by state), sales tax rates, cost of housing, local/city taxes (NYC adds up to 3.876%), and quality of public services. A state with no income tax may have higher property or sales taxes to compensate.

How are federal taxes different in New Jersey vs Florida?

Federal income tax, Social Security, and Medicare are the same regardless of which state you live in. The only federal-level difference for state residents is the state and local tax (SALT) deduction, capped at $10,000 if you itemize.

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