Pennsylvania vs New Jersey
Paycheck Tax Comparison
Side-by-side take-home pay comparison on the same salary. See exactly which state puts more money in your pocket.
Pennsylvania residents keep $1,176 more per year on a $100,000 salary.
Pennsylvania vs New Jersey — Full Comparison
| Salary | PA take-home | NJ take-home | Difference |
|---|---|---|---|
| $60k | $48,352 | $48,371 | +$19 NJ |
| $75k | $58,619 | $58,269 | −$351 PA |
| $100k | $75,439 | $74,264 | −$1,176 PA |
| $120k | $88,798 | $86,962 | −$1,836 PA |
| $150k | $108,382 | $105,556 | −$2,826 PA |
| $200k | $142,968 | $138,493 | −$4,476 PA |
Pennsylvania vs New Jersey — FAQ
Is take-home pay higher in Pennsylvania or New Jersey?
On a $100,000 salary, Pennsylvania produces $1,176 more in annual take-home pay. The difference depends on your salary, filing status, and deductions.
How much state income tax do you pay in Pennsylvania vs New Jersey?
On $100k single, Pennsylvania state tax is $3,070/yr and New Jersey is $4,246/yr.
What factors should I consider beyond state income tax when moving?
State income tax is only one piece of the financial picture. Also consider: property taxes (vary widely by state), sales tax rates, cost of housing, local/city taxes (NYC adds up to 3.876%), and quality of public services. A state with no income tax may have higher property or sales taxes to compensate.
How are federal taxes different in Pennsylvania vs New Jersey?
Federal income tax, Social Security, and Medicare are the same regardless of which state you live in. The only federal-level difference for state residents is the state and local tax (SALT) deduction, capped at $10,000 if you itemize.